Fixed vs SVT vs Unlimited – which tariff do I pick?


What energy tariff is right for me?

When choosing an energy tariff it’s important to think about your own circumstances and what works for you personally. Below we’ll lay out the different types of energy tariff so you can choose the right one for you.


Standard Variable Tariff (SVT)

This means your unit rates (the amount an energy supplier charges per unit of energy you use) and standing charges (your daily rate for having energy supplied to your home) will go up or down depending on what the supplier wants to charge. This is largely dictated by external circumstances (more recently war) where countries and companies will increase wholesale pricing if supply is low and demand is high. Then you will be charged for your energy usage. SVT has been the cheapest on the market since the energy crisis began in 2022 but it is predicted that energy prices will increase in January 2024 making this tariff less attractive.

Example November:

Gas Standing Charge: 27.49p/day. = 27.47p x 30 days = £8.24/month

Gas Unit Rate: 7.10p per kWh. So for every KWh you you you will pay 7.10p. E.g. 7.10p x 260kWh energy used = £18.00

These standing charges and unit rates can increase or decrease on an SVT.


Fixed Rate Tariff

This tariff means that your standing charges and unit rates will remain the same from the moment you sign up through your 12 month contract. Your bills will be determined purely on the amount of energy you use so you’re in control of your bills. We have some energy saving tips in our blog here


Unlimited 

This tariff means you can use as much energy as you like and your monthly payments will remain the same month to month*. Perfect for housesharers!

Standard VariableFixed RateUnlimited
Unit Rates & Standing Charges fixed
You only pay for the energy you use
Monitor your energy usage in your personal portal on Bunch
Unlimited energy usage for a fixed price
Free CanopyGrow credit score building with Bunch

At Bunch we only offer Fixed Rate Energy and Unlimited Energy because we want to simplify people’s lives and Standard Variable Tariffs are unpredictable and subject to external wholesale energy pricing, making it hard for our customers to plan ahead and budget.


Sharing a house with friends?

We suggest you choose an Unlimited Package. This means you can use as much energy as you like* and you’ll pay the same price every month. No more awkward conversations or arguments over whether the heating is on or who left the lights on all day and you can get on with doing the things you love, not worrying about energy consumption or your bills.


Living alone or with a partner? 

We suggest a fixed rate energy tariff. Your standing charges and unit rates will remain the same for the full 12 month contract so your bills are completely dependent on your usage. We trust you know your partner well enough to have that age old argument of who left the bathroom light on all day! We only charge for you for the energy use and won’t increase those unit rates or standing fees unlike with a Standard Variable Tarrif.

*Unlimited T&Cs https://www.the-bunch.co.uk/terms-and-conditions/ 

Helping you achieve financial security and independence. The Bunch.

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